Tools
Retirement
Need is inflated spend divided by a teaching withdrawal rate (4% default). That is a rule of thumb, not a plan.
Example math. Caps and tax rates are labeled inputs, not live IRS tables. Not financial advice.
You may have
$1,573,103.35
Estimated need
$2,780,916.25
Gap
-$1,207,812.90
Spend at retire
$111,236.65